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  <xsd:element id="erie_LettersOfCreditAvailableAmount" name="LettersOfCreditAvailableAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="erie_LettersOfCreditMaximumAmount" name="LettersOfCreditMaximumAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="erie_LiabilityForFuturePolicyBenefitsDisclosureTextBlock" name="LiabilityForFuturePolicyBenefitsDisclosureTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseLineItems" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseTable" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_LiabilityForUnpaidClaimsDisclosuresTextBlock" name="LiabilityForUnpaidClaimsDisclosuresTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_LifeInsuranceinForceLargeAmountCededtoSingleReinsurer" name="LifeInsuranceinForceLargeAmountCededtoSingleReinsurer" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_LongTermIncentivePlanMember" name="LongTermIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MarketComparablesBrokerQuoteMember" name="MarketComparablesBrokerQuoteMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MethodOfAccountingAxis" name="MethodOfAccountingAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MethodOfAccountingDomain" name="MethodOfAccountingDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MezzanineFundsMember" name="MezzanineFundsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NetDeferredTaxAssetsOrNetDeferredTaxLiabilitiesConsolidatingPresentation" name="NetDeferredTaxAssetsOrNetDeferredTaxLiabilitiesConsolidatingPresentation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_NetRealizedInvestmentGainsLossesMember" name="NetRealizedInvestmentGainsLossesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NotesReceivableRelatedPartiesAnnualInterestRate" name="NotesReceivableRelatedPartiesAnnualInterestRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfFieldOfficeFacilitiesLeasedFromVariableInterestEntity" name="NumberOfFieldOfficeFacilitiesLeasedFromVariableInterestEntity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfRealEstateFundsReportedUnderFairValueOption" name="NumberOfRealEstateFundsReportedUnderFairValueOption" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel1AndLevel2" name="NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel1AndLevel2" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel2AndLevel1" name="NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel2AndLevel1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel2AndLevel3" name="NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel2AndLevel3" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel3AndLevel2" name="NumberOfSecuritiesTransferredFairValueAssetsBetweenLevel3AndLevel2" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_OneHundredPercentMatchMember" name="OneHundredPercentMatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_OtherComprehensiveIncomeDefinedBenefitPlansAmendmentsDuringPeriodBeforeTax" name="OtherComprehensiveIncomeDefinedBenefitPlansAmendmentsDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_OtherLiabilitiesAdjustedForConsolidatingPresentation" name="OtherLiabilitiesAdjustedForConsolidatingPresentation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_OtherStockBasedAwardsMember" name="OtherStockBasedAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PaAndNyMember" name="PaAndNyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_PaymentsForLossAdjustmentExpense" name="PaymentsForLossAdjustmentExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_PaymentsForLosses" name="PaymentsForLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_PaymentsForOtherLaborRelatedExpenses" name="PaymentsForOtherLaborRelatedExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_PercentageOfDirectWrittenPremiumsPropertyAndCasualty" name="PercentageOfDirectWrittenPremiumsPropertyAndCasualty" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2010To2012Member" name="PerformancePeriodLongTermIncentivePlan2010To2012Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2011To2013Member" name="PerformancePeriodLongTermIncentivePlan2011To2013Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2012To2014Member" name="PerformancePeriodLongTermIncentivePlan2012To2014Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_PolicyholderBenefitsAndClaimsIncurredNetAdjustedForConsolidatingPresentation" name="PolicyholderBenefitsAndClaimsIncurredNetAdjustedForConsolidatingPresentation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_PremiumsEarnedNetAdjustedForConsolidatingPresentation" name="PremiumsEarnedNetAdjustedForConsolidatingPresentation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PricingServicesMember" name="PricingServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PrivatePassengerAutomobileMember" name="PrivatePassengerAutomobileMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ProceedsFromInsuranceAgencyManagementFeesReceived" name="ProceedsFromInsuranceAgencyManagementFeesReceived" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_ProceedsFromUniversalLifeContracts" name="ProceedsFromUniversalLifeContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_QuarterlyFinancialInformationLineItems" name="QuarterlyFinancialInformationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_QuarterlyFinancialInformationTable" name="QuarterlyFinancialInformationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_RealizedInvestmentGainsLossesAndImpairmentOfInvestments" name="RealizedInvestmentGainsLossesAndImpairmentOfInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_ReimbursementsReceivedFromRelatedParty" name="ReimbursementsReceivedFromRelatedParty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_ReimbursementsReceivedFromVariableInterestEntity" name="ReimbursementsReceivedFromVariableInterestEntity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_ReinsuranceCreditLifePolicyAndDepositContractReserves" name="ReinsuranceCreditLifePolicyAndDepositContractReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_ReinsurancePoolingAgreementIntercompanyCashSettlementPeriod" name="ReinsurancePoolingAgreementIntercompanyCashSettlementPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ReinsurancePoolingAgreementParticipationPercentage" name="ReinsurancePoolingAgreementParticipationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ReinsurancePoolingAgreementTerminationNoticePeriod" name="ReinsurancePoolingAgreementTerminationNoticePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ReinsuranceQuotaShareAgreementCededInsuranceRiskCoveragePercentage" name="ReinsuranceQuotaShareAgreementCededInsuranceRiskCoveragePercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_RepaymentsOfUniversalLifeContracts" name="RepaymentsOfUniversalLifeContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfCompensationCostForCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationAllocationOfCostsByPlanTableTextBlock" name="ScheduleOfCompensationCostForCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationAllocationOfCostsByPlanTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfDefinedContributionPlansDisclosuresLineItems" name="ScheduleOfDefinedContributionPlansDisclosuresLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfDefinedContributionPlansDisclosuresTable" name="ScheduleOfDefinedContributionPlansDisclosuresTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEarningsPerShareBasicAndDilutedLineItems" name="ScheduleOfEarningsPerShareBasicAndDilutedLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEarningsPerShareBasicAndDilutedTable" name="ScheduleOfEarningsPerShareBasicAndDilutedTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEquityMethodInvestmentEquityMethodOwnershipPercentAxis" name="ScheduleOfEquityMethodInvestmentEquityMethodOwnershipPercentAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfIncentivePlansAndDeferredCompensationTable" name="ScheduleOfIncentivePlansAndDeferredCompensationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfNetFundedStatusAndAmountsRecognizedInBalanceSheetTableTextBlock" name="ScheduleOfNetFundedStatusAndAmountsRecognizedInBalanceSheetTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfTargetAndActualAllocationsOfPlanAssetsTableTextBlock" name="ScheduleOfTargetAndActualAllocationsOfPlanAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_SecondPropertyCatastropheReinsuranceTreatyMember" name="SecondPropertyCatastropheReinsuranceTreatyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ShareBasedCompensationArrangementbyShareBasedPaymentAwardMaximumNumberofSharesPerEmployeePerSpecifiedPeriod" name="ShareBasedCompensationArrangementbyShareBasedPaymentAwardMaximumNumberofSharesPerEmployeePerSpecifiedPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ShareRepurchaseProgram2004Member" name="ShareRepurchaseProgram2004Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_StatutoryAccountingPracticesDisclosureAbstract" name="StatutoryAccountingPracticesDisclosureAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_StatutoryAccountingPracticesNonTabularDisclosureTextBlock" name="StatutoryAccountingPracticesNonTabularDisclosureTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_StockByClassTextBlock" name="StockByClassTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_StockCompensationPlanOutsideDirectorsMember" name="StockCompensationPlanOutsideDirectorsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ThirdPropertyCatastropheReinsuranceTreatyMember" name="ThirdPropertyCatastropheReinsuranceTreatyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ThreeMonthVestingPeriodMember" name="ThreeMonthVestingPeriodMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_TotalCashBasedIncentiveAndShareBasedPaymentAndDeferredCompensationPlansMember" name="TotalCashBasedIncentiveAndShareBasedPaymentAndDeferredCompensationPlansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_TradingAndAvailableForSaleSecuritiesFairValueDisclosure" name="TradingAndAvailableForSaleSecuritiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_TraditionalLifeMember" name="TraditionalLifeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UnobservableInputsMember" name="UnobservableInputsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsEquityIndexMember" name="UsEquityIndexMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsEquitySecuritiesMember" name="UsEquitySecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsLargeCapitalizationCoreEquityMember" name="UsLargeCapitalizationCoreEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsSmallCapitalizationCoreEquityMember" name="UsSmallCapitalizationCoreEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_VariableInterestEntityAbstract" name="VariableInterestEntityAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_WorkersCompensationMember" name="WorkersCompensationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>
