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  <xsd:element id="erie_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensionsAndPostretirementBenefits" name="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensionsAndPostretirementBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_DeferredTaxLiabilitiesAdvanceCommissions" name="DeferredTaxLiabilitiesAdvanceCommissions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="erie_DeferredTaxLiabilitiesEquityMethodInvestments" name="DeferredTaxLiabilitiesEquityMethodInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="erie_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationPostRetirementDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationPostRetirementDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationPreRetirementDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationPreRetirementDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostPostRetirementDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostPostRetirementDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostPreRetirementDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostPreRetirementDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedBenefitPlanFundingTargetPercentage" name="DefinedBenefitPlanFundingTargetPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_DefinedBenefitPlanNumberOfNewPlanParticipantsRelatedToAmendments" name="DefinedBenefitPlanNumberOfNewPlanParticipantsRelatedToAmendments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedBenefitPlanNumberofFormerParticipantsRelatedtoSettlements" name="DefinedBenefitPlanNumberofFormerParticipantsRelatedtoSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedBenefitPlanPostretirementBenefitExpensesReimbursementPercentage" name="DefinedBenefitPlanPostretirementBenefitExpensesReimbursementPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedBenefitPlanTargetNormalCostThreshold" name="DefinedBenefitPlanTargetNormalCostThreshold" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_DefinedContributionPlanMatchingContributionsReimbursementPercentage" name="DefinedContributionPlanMatchingContributionsReimbursementPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DefinedContributionPlanNumberOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" name="DefinedContributionPlanNumberOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_DefinedContributionPlansAxis" name="DefinedContributionPlansAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_DefinedContributionPlansDomain" name="DefinedContributionPlansDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DepreciationDepletionandAmortizationandGainLossonDisposition" name="DepreciationDepletionandAmortizationandGainLossonDisposition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_DilutiveSecuritiesEffectOnBasicEarningsPerShareAssumedConversionAbstract" name="DilutiveSecuritiesEffectOnBasicEarningsPerShareAssumedConversionAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DisclosureOfCompensationRelatedCostsCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationTextBlock" name="DisclosureOfCompensationRelatedCostsCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DistributionsFromRabbiTrustPlans" name="DistributionsFromRabbiTrustPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_DividendsCommonStockPercentage" name="DividendsCommonStockPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_DividendsCommonStockPercentageMultiplierMinimum" name="DividendsCommonStockPercentageMultiplierMinimum" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EffectofTaxCutsandJobsActof2017Abstract" name="EffectofTaxCutsandJobsActof2017Abstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EmergingMarketsEquityMember" name="EmergingMarketsEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EquityCompensationPlanMember" name="EquityCompensationPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EquityMethodInvestmentOwnershipPercentDomain" name="EquityMethodInvestmentOwnershipPercentDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EquityMethodInvestmentOwnershipPercentLessThan10PercentMember" name="EquityMethodInvestmentOwnershipPercentLessThan10PercentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_EquityMethodOfAccountingMember" name="EquityMethodOfAccountingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ErieFamilyLifeInsuranceCompanyMember" name="ErieFamilyLifeInsuranceCompanyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ErieInsuranceExchangeMember" name="ErieInsuranceExchangeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ExpenseClassificationAxis" name="ExpenseClassificationAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ExpenseClassificationDomain" name="ExpenseClassificationDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ExpenseClassificationLineItems" name="ExpenseClassificationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ExpenseClassificationTable" name="ExpenseClassificationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLossOCIAbstract" name="FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLossOCIAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_FairValueAssetRecurringBasisStillHeldUnrealizedGainLossOCI" name="FairValueAssetRecurringBasisStillHeldUnrealizedGainLossOCI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FairValueByPricingSourceAbstract" name="FairValueByPricingSourceAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FairValueMeasurementsFairValuePricingSourcesAxis" name="FairValueMeasurementsFairValuePricingSourcesAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FairValueMeasurementsFairValuePricingSourcesDomain" name="FairValueMeasurementsFairValuePricingSourcesDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FairValueOptionMember" name="FairValueOptionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_FiftyPercentMatchMember" name="FiftyPercentMatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_FiniteLivedIntangibleAssetsAndPropertyPlantAndEquipmentGross" name="FiniteLivedIntangibleAssetsAndPropertyPlantAndEquipmentGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_FiniteLivedIntangibleAssetsAndPropertyPlantAndEquipmentNet" name="FiniteLivedIntangibleAssetsAndPropertyPlantAndEquipmentNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_FiniteLivedIntangibleAssetsNotYetSubjectToAmortization" name="FiniteLivedIntangibleAssetsNotYetSubjectToAmortization" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="erie_FixedAssetsPolicyTextBlock" name="FixedAssetsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ForeignEquitySecuritiesMember" name="ForeignEquitySecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_IncentiveCompensationDeferralPlanMember" name="IncentiveCompensationDeferralPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_IncentiveCompensationMaximumAnnualContributionsPerEmployeePercent" name="IncentiveCompensationMaximumAnnualContributionsPerEmployeePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_IncentivePlanByPerformancePeriodAxis" name="IncentivePlanByPerformancePeriodAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_IncentivePlanCompensationTotalLiabilitiesPaid" name="IncentivePlanCompensationTotalLiabilitiesPaid" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_IncentivePlanMaximumCompensationExpensePerEmployeePerSpecifiedPeriod" name="IncentivePlanMaximumCompensationExpensePerEmployeePerSpecifiedPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_IncentivePlanPerformancePeriodDomain" name="IncentivePlanPerformancePeriodDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_IncentivePlansAndDeferredCompensationLineItems" name="IncentivePlansAndDeferredCompensationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_IncentivePlansAndDeferredCompensationRollForward" name="IncentivePlansAndDeferredCompensationRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_IncentivePlansAndDeferredCompensationTotalAwardsAndEarnings" name="IncentivePlansAndDeferredCompensationTotalAwardsAndEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_IncentivePlansCompensationCostReimbursementPercentage" name="IncentivePlansCompensationCostReimbursementPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_IncreaseDecreaseInAccruedAgentBonuses" name="IncreaseDecreaseInAccruedAgentBonuses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_IncrementalCommonSharesAttributableToConversionOfConvertibleCommonStock" name="IncrementalCommonSharesAttributableToConversionOfConvertibleCommonStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_InformationTechnologyExpenseMember" name="InformationTechnologyExpenseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_InsuranceAgencyManagementFeePercent" name="InsuranceAgencyManagementFeePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_InsuranceHoldingCompanySystemMinimumAffiliateInsurers" name="InsuranceHoldingCompanySystemMinimumAffiliateInsurers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_InsuranceHoldingCompanySystemMinimumAffiliates" name="InsuranceHoldingCompanySystemMinimumAffiliates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_InterestExpenseandOtherNonoperatingIncomeExpenseNet" name="InterestExpenseandOtherNonoperatingIncomeExpenseNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_InternationalRiskControlledEquityMember" name="InternationalRiskControlledEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_InternationalSmallCapitalizationRiskControlledEquityMember" name="InternationalSmallCapitalizationRiskControlledEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_LettersOfCreditAvailableAmount" name="LettersOfCreditAvailableAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="erie_LettersOfCreditMaximumAmount" name="LettersOfCreditMaximumAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="erie_LongTermIncentivePlanMember" name="LongTermIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MarketComparablesBrokerQuoteMember" name="MarketComparablesBrokerQuoteMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MethodOfAccountingAxis" name="MethodOfAccountingAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MethodOfAccountingDomain" name="MethodOfAccountingDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_MezzanineFundsMember" name="MezzanineFundsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NetTreasuryStockValueAcquiredHeldAndReissued" name="NetTreasuryStockValueAcquiredHeldAndReissued" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberOfClassesOfCommonStock" name="NumberOfClassesOfCommonStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_NumberOfFieldOfficeFacilitiesLeasedFromRelatedParty" name="NumberOfFieldOfficeFacilitiesLeasedFromRelatedParty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberofDirectorDeferredCompensationPlans" name="NumberofDirectorDeferredCompensationPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberofExecutiveDeferredCompensationPlans" name="NumberofExecutiveDeferredCompensationPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_NumberofExecutiveIncentivePlans" name="NumberofExecutiveIncentivePlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_OneHundredPercentMatchMember" name="OneHundredPercentMatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_OtherAssetsPolicyTextBlock" name="OtherAssetsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_OtherComprehensiveIncomeDefinedBenefitPlansAmendmentsDuringPeriodBeforeTax" name="OtherComprehensiveIncomeDefinedBenefitPlansAmendmentsDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_PaymentPeriodForVestedShareCredits" name="PaymentPeriodForVestedShareCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_PaymentsForAgentBonuses" name="PaymentsForAgentBonuses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_PensionContributionsandPaymentsforOtherLaborRelatedExpenses" name="PensionContributionsandPaymentsforOtherLaborRelatedExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_PercentageofTotalExpenses" name="PercentageofTotalExpenses" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodEquityCompensationPlan20142015Member" name="PerformancePeriodEquityCompensationPlan20142015Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodEquityCompensationPlan2014Member" name="PerformancePeriodEquityCompensationPlan2014Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2014To2016Member" name="PerformancePeriodLongTermIncentivePlan2014To2016Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2015To2017Member" name="PerformancePeriodLongTermIncentivePlan2015To2017Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PerformancePeriodLongTermIncentivePlan2016To2018Member" name="PerformancePeriodLongTermIncentivePlan2016To2018Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PolicyIssuanceandRenewalServicesMember" name="PolicyIssuanceandRenewalServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PricingServicesMember" name="PricingServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ProceedsFromInsuranceAgencyManagementFeesReceived" name="ProceedsFromInsuranceAgencyManagementFeesReceived" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PropertyPlantAndEquipmentandFiniteLivedIntangibleAssetsNetByTypeAbstract" name="PropertyPlantAndEquipmentandFiniteLivedIntangibleAssetsNetByTypeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeAxis" name="PropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_PropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeDomain" name="PropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_QuarterlyFinancialInformationLineItems" name="QuarterlyFinancialInformationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_QuarterlyFinancialInformationTable" name="QuarterlyFinancialInformationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_RealizedInvestmentGainsLossesAndImpairmentOfInvestments" name="RealizedInvestmentGainsLossesAndImpairmentOfInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_RealizedandUnrealizedGainLossonInvestmentsTableTextBlock" name="RealizedandUnrealizedGainLossonInvestmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ReimbursementsReceivedfromRelatedParty" name="ReimbursementsReceivedfromRelatedParty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_RentReimbursedfromRelatedParty" name="RentReimbursedfromRelatedParty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_RevenuePerformanceObligationNumberofPerformanceObligations" name="RevenuePerformanceObligationNumberofPerformanceObligations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_RevenuefromContractwithCustomerExcludingAssessedTaxGross" name="RevenuefromContractwithCustomerExcludingAssessedTaxGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_RevenuefromContractwithCustomerExcludingAssessedTaxPremiumCancellationAllowance" name="RevenuefromContractwithCustomerExcludingAssessedTaxPremiumCancellationAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfCompensationCostForCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationAllocationOfCostsByPlanTableTextBlock" name="ScheduleOfCompensationCostForCashBasedIncentiveAndShareBasedPaymentsAndDeferredCompensationAllocationOfCostsByPlanTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfDefinedContributionPlansDisclosuresLineItems" name="ScheduleOfDefinedContributionPlansDisclosuresLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfDefinedContributionPlansDisclosuresTable" name="ScheduleOfDefinedContributionPlansDisclosuresTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEarningsPerShareBasicAndDilutedLineItems" name="ScheduleOfEarningsPerShareBasicAndDilutedLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEarningsPerShareBasicAndDilutedTable" name="ScheduleOfEarningsPerShareBasicAndDilutedTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfEquityMethodInvestmentEquityMethodOwnershipPercentAxis" name="ScheduleOfEquityMethodInvestmentEquityMethodOwnershipPercentAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleOfIncentivePlansAndDeferredCompensationTable" name="ScheduleOfIncentivePlansAndDeferredCompensationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfNetFundedStatusAndAmountsRecognizedInBalanceSheetTableTextBlock" name="ScheduleOfNetFundedStatusAndAmountsRecognizedInBalanceSheetTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleOfTargetAndActualAllocationsOfPlanAssetsTableTextBlock" name="ScheduleOfTargetAndActualAllocationsOfPlanAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeTable" name="ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetByTypeTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetTableTextBlock" name="ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetbyTypeLineItems" name="ScheduleofPropertyPlantandEquipmentandFiniteLivedIntangibleAssetsNetbyTypeLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ServiceAgreementMember" name="ServiceAgreementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_ShareBasedCompensationArrangementbyShareBasedPaymentAwardMaximumNumberofSharesPerEmployeePerSpecifiedPeriod" name="ShareBasedCompensationArrangementbyShareBasedPaymentAwardMaximumNumberofSharesPerEmployeePerSpecifiedPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ShareRepurchaseProgram1999Member" name="ShareRepurchaseProgram1999Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_SharebasedCompensationArrangementbySharebasedPaymentAwardPerShareWeightedAveragePriceofSharesDelivered" name="SharebasedCompensationArrangementbySharebasedPaymentAwardPerShareWeightedAveragePriceofSharesDelivered" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element id="erie_StockByClassTextBlock" name="StockByClassTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_StockCompensationPlanOutsideDirectorsMember" name="StockCompensationPlanOutsideDirectorsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_TaxCutsandJobsActof2017Axis" name="TaxCutsandJobsActof2017Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_TaxCutsandJobsActof2017Domain" name="TaxCutsandJobsActof2017Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017ImpactonBasicEarningsPerShare" name="TaxCutsandJobsActof2017ImpactonBasicEarningsPerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017ImpactonDilutedEarningsPerShare" name="TaxCutsandJobsActof2017ImpactonDilutedEarningsPerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_TaxCutsandJobsActof2017Member" name="TaxCutsandJobsActof2017Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017OtherComprehensiveIncomeLossDefinedBenefitPlanafterReclassificationAdjustmentTaxAttributabletoParent" name="TaxCutsandJobsActof2017OtherComprehensiveIncomeLossDefinedBenefitPlanafterReclassificationAdjustmentTaxAttributabletoParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017OtherComprehensiveIncomeLossDefinedBenefitPlanafterTaxandReclassificationAdjustmentAttributabletoParent" name="TaxCutsandJobsActof2017OtherComprehensiveIncomeLossDefinedBenefitPlanafterTaxandReclassificationAdjustmentAttributabletoParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodNetofTax" name="TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodNetofTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodTax" name="TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodbeforeTax" name="TaxCutsandJobsActof2017OtherComprehensiveIncomeLossUnrealizedHoldingGainLossonSecuritiesArisingDuringPeriodbeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarningsNetofTax" name="TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarningsNetofTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="erie_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarningsTax" name="TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarningsTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_ThreeMonthVestingPeriodMember" name="ThreeMonthVestingPeriodMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="erie_TransferBetweenInvestmentCategories" name="TransferBetweenInvestmentCategories" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UnderwritingExpenseMember" name="UnderwritingExpenseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UnobservableInputsMember" name="UnobservableInputsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsEquityIndexMember" name="UsEquityIndexMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsEquitySecuritiesMember" name="UsEquitySecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UsSmallCapitalizationCoreEquityMember" name="UsSmallCapitalizationCoreEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_UtilitiesSectorMember" name="UtilitiesSectorMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="erie_VehiclesAndEquipmentMember" name="VehiclesAndEquipmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>