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  <element abstract="false" id="erie_DeferredPolicyAcquisitionCostAmortizationExpenseAndOtherUnderwritingExpense" name="DeferredPolicyAcquisitionCostAmortizationExpenseAndOtherUnderwritingExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <element abstract="false" id="erie_OtherComprehensiveIncomeGainLossDueToAmendmentsNetOfTax" name="OtherComprehensiveIncomeGainLossDueToAmendmentsNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <element abstract="true" id="erie_SignificantAccountingPoliciesDisclosureAbstract" name="SignificantAccountingPoliciesDisclosureAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <element id="erie_ManagementOperationToExchangeMember" name="ManagementOperationToExchangeMember" nillable="true" substitutionGroup="xbrli:item" type="us-types:domainItemType" xbrli:periodType="duration" />
  <element id="erie_OtherThanManagementOperationMember" name="OtherThanManagementOperationMember" nillable="true" substitutionGroup="xbrli:item" type="us-types:domainItemType" xbrli:periodType="duration" />
  <element id="erie_PaymentsForLossAdjustmentExpense" name="PaymentsForLossAdjustmentExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <element id="erie_RetainedEarningsBeforeCumulativeEffectAdjustment" name="RetainedEarningsBeforeCumulativeEffectAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <element id="erie_CumulativeEffectOfAccountingChangesNetOfTax" name="CumulativeEffectOfAccountingChangesNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <element id="erie_ContributedCapitalAndRetainedEarnings" name="ContributedCapitalAndRetainedEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <element id="erie_PaymentsForLimitedPartnerships" name="PaymentsForLimitedPartnerships" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <element id="erie_PaymentsToFundProceedsFromCollectionOfPolicyLoans" name="PaymentsToFundProceedsFromCollectionOfPolicyLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <element id="erie_AvailableForSaleSecuritiesEquitySecuritiesCost" name="AvailableForSaleSecuritiesEquitySecuritiesCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <element id="erie_TradingSecuritiesEquityCost" name="TradingSecuritiesEquityCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <element id="erie_CommonStockConversionRate" name="CommonStockConversionRate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <element id="erie_DividendsCommonStockCashClassB" name="DividendsCommonStockCashClassB" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <element id="erie_ProceedsFromLimitedPartnerships" name="ProceedsFromLimitedPartnerships" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <element id="erie_RepaymentsOfUniversalLifeContracts" name="RepaymentsOfUniversalLifeContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
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  <element id="erie_PremiumsReceivableAtCarryingValueNoncontrollingInterest" name="PremiumsReceivableAtCarryingValueNoncontrollingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <element id="erie_ReinsuranceRecoverablesNoncontrollingInterest" name="ReinsuranceRecoverablesNoncontrollingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
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  <element id="erie_DeferredTaxAssetsNetNoncontrollingInterest" name="DeferredTaxAssetsNetNoncontrollingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <element id="erie_InvestmentsInAvailableForSaleDebtAndEquitySecuritiesAndEquityMethodInvestmentsDisclosureTextBlock" name="InvestmentsInAvailableForSaleDebtAndEquitySecuritiesAndEquityMethodInvestmentsDisclosureTextBlock" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" xbrli:periodType="duration" />
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  <element abstract="true" id="erie_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseRollforward" name="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseRollforward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <element id="erie_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreasePortionAttributableToNoncontrollingInterest" name="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreasePortionAttributableToNoncontrollingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" />
</schema>
</XBRL>
